About Dolphin Finance | Specialist Mortgage Brokers

Who We Are

Dolphin Finance is a leading specialist mortgage broker with access to an extensive range of lenders, advising across the full range of mortgage and property finance products available in the UK. Our particular specialism is expat, international and complex cases: the applications that high-street lenders are not set up to handle.

We work with UK residents, British expats living overseas, foreign nationals with UK property interests and international investors. Whether you are buying your first home, building a buy-to-let portfolio, funding a development or arranging a mortgage from abroad, you get advice tailored to your circumstances.

How We Work

Period London townhouses on a residential street.

Arranging a mortgage should not mean chasing an update or explaining your situation to a different person every week. From your first enquiry to the day the loan completes, you deal with one experienced adviser who knows your case, by phone, email, video call or WhatsApp, at times that work across your time zone. In practice, that means we:

start with a free initial consultation to understand what you need
assess your income and outgoings so you know what is realistically achievable
match your case to lenders who will assess it properly, first time
explain your options in plain English, with full illustrations
handle the paperwork and liaise with the lender on your behalf
co-ordinate with your solicitor through to completion

Our qualified advisers have extensive experience of dealing with complex cases - overseas income, self-employed accounts, portfolio structures and tight deadlines - and knowing which lenders will genuinely consider them is often the difference between an application being agreed and being declined.

Why Clients Choose Dolphin Finance

The market knowledge and lender access to get your mortgage arranged - however straightforward or complex your circumstances.

We know which lenders to approach

Many applications are declined by automated high-street systems before a human ever sees them - often for circumstances a specialist lender would happily accept. We know the market, match your case to lenders who assess it properly, and give your application the best chance of success first time.

One point of contact, start to finish

You deal with one experienced adviser from the first call through to completion - by phone, email, video call or WhatsApp, at times that suit you. We keep you updated at every stage, so you're never left chasing an answer.

Access to the right lenders

We have access to an extensive range of lenders - from high-street names to specialist, private bank and international lenders that many brokers can't reach. Once we understand your circumstances, we recommend the lender and product best suited to you.

We handle the complexity

From the paperwork and lender liaison to co-ordinating with your solicitor through to completion, we manage the process end to end. And when a case is more involved - self-employed or overseas income, portfolio structures or tight timescales - we've handled it before and guide you through every step.

Specialist Property Finance Advice

Who We Are

How We Work

Why Clients Choose Dolphin Finance

We know which lenders to approach

One point of contact, start to finish

Access to the right lenders

We handle the complexity

Talk to a Mortgage Specialist