What Is a Commercial Mortgage?

A commercial mortgage funds property used for business, either premises you occupy yourself or commercial property you hold as an investment, such as offices, shops, warehouses and mixed-use buildings.

Unlike a residential mortgage, terms are rarely off-the-shelf. Lenders look at the business, the property and the income it generates, and the deal is built around your circumstances.

Commercial Mortgage Advice Tailored to Your Needs

A small business owner outside their commercial premises.

Whether you are buying premises for your business or investing in commercial property, we find the right lender for the deal. Our commercial mortgage brokers take the time to fully understand all your funding requirements. This allows us to source the most suitable commercial mortgage you need for your project to succeed. From your first enquiry, we:

fund owner-occupied premises, investment property and mixed-use schemes
present your business and the deal to lenders in the strongest light
structure terms around your cash flow, as a trading business or an investor

We are a leading specialist commercial mortgage broker with access to an extensive range of lenders, so we can secure the right facility for your commercial property.

How It Works

A straightforward process designed around your circumstances - wherever in the world you are.

Free initial consultation

We understand your full circumstances - where you live, how you earn, what you want to buy and your timescales. We give you an honest picture before any formal process begins.

Lender selection & Agreement in Principle

We match your case to the right lenders from our specialist panel and obtain an Agreement in Principle - giving you confidence before you make an offer on a property.

Application & document support

We guide you through every document required - from income evidence to source of funds. We submit a complete, well-presented application to give you the best chance first time.

Mortgage offer & completion

Whether you're buying or remortgaging, we manage the entire process through to formal mortgage offer and co-ordinate with your solicitor towards completion.

Commercial Mortgages