What Is Auction Finance?

Auction finance is a specialist form of lending that enables individuals and property developers to secure funding quickly and efficiently for purchasing properties at auction.

Auction finance is a form of bridging loan used to buy a property at auction and complete the purchase quickly. Auction purchases generally have to be completed within 28 days of the auction.

Auctions provide a unique opportunity to acquire properties at competitive prices, but the tight timelines involved often require buyers to have readily available funds. This is where auction finance plays a crucial role, providing short-term financing solutions to bridge the gap between winning a bid and completing the purchase.

Expert Auction Finance Advice Tailored to Your Needs

A period townhouse of the kind bought at property auction.

Whether it is your first auction property or you're a seasoned property developer, we line up the funding so a winning bid never becomes a missed completion. From your first enquiry, we:

arrange finance in principle before the auction so you can bid with confidence
fund residential and commercial lots, including HMOs and trickier properties
work to tight deadlines and keep everything moving to the completion date

We are a leading specialist finance broker with access to an extensive range of lenders, including specialist funders who work only through brokers, so speak to us before you bid.

How It Works

A straightforward process designed around your circumstances - wherever in the world you are.

Free initial consultation

We understand your full circumstances - where you live, how you earn, what you want to buy and your timescales. We give you an honest picture before any formal process begins.

Lender selection & Agreement in Principle

We match your case to the right lenders from our specialist panel and obtain an Agreement in Principle - giving you confidence before you make an offer on a property.

Application & document support

We guide you through every document required - from income evidence to source of funds. We submit a complete, well-presented application to give you the best chance first time.

Mortgage offer & completion

Whether you're buying or remortgaging, we manage the entire process through to formal mortgage offer and co-ordinate with your solicitor towards completion.