What Is a Home Mover Mortgage?

If you are moving home, a home mover mortgage is simply the new mortgage you arrange for your next property. It works just like a standard residential mortgage, whether you are moving up the ladder to something larger or downsizing to something smaller.

Moving home is a perfect opportunity to review your borrowing. Your salary, savings and outgoings may have changed since your last mortgage, so we look at your current situation and find a deal that is affordable and suits where you are now.

Expert Mortgage Advice for Home Movers

A row of red-brick period terraced houses on a UK residential street.

Moving home can be complicated and stressful, and the mortgage is often the part people worry about most. Our job is to take that weight off you and find the right mortgage for your move. From your first enquiry, we:

check whether your current mortgage is portable, so you can take it with you, or whether a new deal would serve you better
look at your outstanding balance and the expected proceeds from your sale to work out how much you can borrow
match you to the right mortgage for your circumstances, whether you are trading up or downsizing

We are a leading specialist mortgage broker with access to an extensive range of lenders, so whatever your next move looks like, we can help make it happen.

How It Works

A straightforward process designed around your circumstances - wherever in the world you are.

Free initial consultation

We understand your full circumstances - where you live, how you earn, what you want to buy and your timescales. We give you an honest picture before any formal process begins.

Lender selection & Agreement in Principle

We match your case to the right lenders from our specialist panel and obtain an Agreement in Principle - giving you confidence before you make an offer on a property.

Application & document support

We guide you through every document required - from income evidence to source of funds. We submit a complete, well-presented application to give you the best chance first time.

Mortgage offer & completion

Whether you're buying or remortgaging, we manage the entire process through to formal mortgage offer and co-ordinate with your solicitor towards completion.

Home Mover Mortgages